My husband and I have been looking around for me a car but, his credit isn’t that great. Mine is good, but I don’t have a job. We went to a dealer about an hour away and instead of picking out a car first, we decided to go ahead and see if we could even get approved for a loan. We jumped past the salesperson and saw a ‘loan specialist’. She pretty much lied on the application, saying I worked for a privately owned business and got paid cash for my work. I ended up getting approved with only ,000 down. I have not gone back to pick out a vehicle or sign anything because I’m not sure how much I’m approved for but, anyway, Is that illegal, to lie like that?
I really need a car but, I don’t want to have a court case on my hands in a few months down the road. The ‘loan specialist’ has been there for a while, and I’m sure that I’m not the first or last person she’ll do this to, but I am very wary about it now..
Oh, and on the finance app I put ‘housewife’ where it asked for my employer. She just told the sales/finance manager about the fake job.
I wasn’t playing the ‘victim’ approach – and I have not agreed to anything. I was simply asking if this is legal.
