We own our house fully No mortgage value approx 0k. We are thinking that we like to retire early to near the beach. Currently we found nice homes with land in that area for 5k. Is it better to get a home equity for the full cost of the Beach home plus any other small debit (approx k 2 cars and a timeshare) or continue payday loans online with instant approval to pay on the individual debits and add a Mortgage for the Beach house?
The ultimate goal would be to get settled into the 2nd home and then sell the current home pay off the balance and then put the rest in an investment with monthly dividends to use as retirement income until we reach retirement age and also maybe get a parttime job.
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